Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Prime Time Advisory Accounting and Financial ## Sitemaps - [XML Sitemap](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Matthew Attard](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/jessica-henderson-2-2/) - [Erin Djukiadmodjo](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/erin-djukiadmodjo/) - [Jessica Henderson](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/jessica-henderson/) - [Emily Birt](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/emily-birt/) - [Facing redundancy? Here's your financial guide to navigate with confidence](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/facing-redundancy-heres-your-financial-guide-to-navigate-with-confidence/) - A redundancy notice rarely arrives at a convenient time. But the financial decisions made in the first few weeks, such as what to do with the payout, whether to touch super, how to bridge the income gap, often matter more than the redundancy itself. Here are a few tips on how to navigate it with - [Angelo Panagopoulos](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/angelo-panagopoulos/) - [Matthew Nikoloff-King](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/matthew-nikoloff-king/) - [Avjind Hayer](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/2845-2/) - [Harsh Sharma](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/harsh-sharma/) - [Drew Ryan](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/drew-ryan/) - [Financial Literacy for Life. What Schools Don't Teach](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/financial-literacy-for-life-what-schools-dont-teach/) - Most of us left school knowing how to calculate the area of a triangle. Very few of us left school knowing how superannuation compounding works, how to read a credit card statement, or what a reasonable emergency fund looks like. That gap has consequences. Research from UNSW has found that people with limited financial knowledge - [Violetta Nedelkovski](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/violetta-nedelkovski/) - [Gabriella George](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/gabriella-george/) - [Why Estate Planning Matters & Tax Considerations](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/why-estate-planning-matters-tax-considerations/) - Estate planning isn’t just about writing a will, it’s about ensuring every aspect of your personal, financial, and medical affairs is protected. When you consider the potential financial and emotional impact on loved ones left to navigate unclear legal affairs, financial stress, and uncertainty, it’s easy to see why creating or updating a will and - [2026 End of Financial Year Tax Planning](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/2026eofytaxplanning/) - As the end of the 2026 financial year draws closer, now is the perfect time to start thinking about ways to potentially reduce your taxes and implementing year-end tax planning strategies. We have put together a list of items worth considering and taking advantage of before 30 June 2026. Prepay deductible expenses - Pay any - [Your 50’s Insurance Audit. Stop Overpaying for Yesterday's Risks.](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/your-50s-insurance-audit-stop-overpaying-for-yesterdays-risks/) - Picture this scenario, Christine, 52, recently discovered she was paying $18,000 annually for insurance policies designed when her twins were toddlers. Her mortgage is now $120,000 (not $450,000), her kids earn their own salaries, and her super balance sits at $380,000. Yet she's still insured as though she's a 35-year-old single parent carrying maximum debt. - [Dilukshan Arivalagan](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/dilukshan-arivalagan/) - [The 50/30/20 Rule: A Simple Framework for Financial Success](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/the-50-30-20-rule-a-simple-framework-for-financial-success/) - Managing your money doesn't have to feel overwhelming. Suppose you're in the accumulation phase of life. In that case, whether you're building your first emergency fund, saving for a home deposit, or growing your super, the 50/30/20 rule offers a straightforward framework that can work with any income level. Understanding the framework The 50/30/20 rule - [Selina Um](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/selina-um/) - [Four financial resolutions to kick start the new year](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/four-financial-resolutions-to-kick-start-the-new-year/) - The dawn of a new year sees many people setting new year’s resolutions such as losing some weight or giving up smoking. Similarly, the beginning of a new year is the ideal time for setting financial goals, and here are four practical ways you can kick your year off to a great financial start. 1 - [Celebrate the festive season without financial stress](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/celebrate-the-festive-season-without-financial-stress/) - The festive season can be a time of joy, connection and celebration. But it's also a season that can put real pressure on household budgets. Australians spent $30 billion on Christmas in 2024, a 10% increase from the previous year, with the average Australian spending $1,479 on presents, food, alcohol, eating out and travel. The - [Your business is thriving. Are you?](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/your-business-is-thriving-are-you/) - You’ve spent years building your business, serving customers, and supporting your team. Now it’s time to ensure your hard work translates into the financial security you deserve. As an Australian small business owner, you face unique challenges beyond daily operations. While you’ve mastered the art of growing revenue and managing cash flow, the bigger picture - [Lakshani Atapattu](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/lakshani-atapattu/) - [Cost of living: strategies for adult children moving out of home](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/cost-of-living-strategies-for-adult-children-moving-out-of-home/) - The rising cost of living has become a significant challenge for adult children living at home and aspiring to move out. In many parts of the world, particularly in Australia, the cost of housing, groceries, transportation, and utilities has surged, making it increasingly difficult for young adults to afford their own place and support themselves - [Is your financial strategy still working for you?](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/is-your-financial-strategy-still-working-for-you/) - A financial strategy isn’t something you should set and forget. Life moves, circumstances change, the economy shifts, and what once worked may not be as effective as it used to be. It’s good to regularly check in on your financial progress and consider whether your current approach is still the right fit. Life changes, and - [Retirement planning checklist](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/retirement-planning-checklist/) - Planning for retirement early is a proactive financial strategy that offers long-term benefits. Retirement planning involves setting clear financial goals, saving consistently, investing wisely, and anticipating future expenses. The sooner you begin, the more time your money has to grow, and the more flexibility you’ll have in shaping the lifestyle you want in retirement. Evaluate - [2025 End of Financial Year Tax Planning](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/2025-end-of-financial-year-tax-planning/) - As the end of the 2025 financial year draws closer, now is the perfect time to start thinking about ways to potentially reduce your taxes and implementing year-end tax planning strategies. We have put together a list of items worth considering and taking advantage of before 30 June 2025. Prepay deductible expenses - Pay any expenses - [Liam Diamantopoulos](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/liam-diamantopoulos/) - [Protecting Your Superannuation Account](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/protecting-your-superannuation-account/) - With the recent activity of cyber attacks targeting several major Australian superannuation funds, it is an important time now to review your financial security to protect your super account and personal data. Below is a list of steps we recommend you take to protect your personal data online: 1. Check Your Account for suspicious - [Re-contributing COVID-19 early release super withdrawals](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/re-contributing-covid-19-early-release-super-withdrawals/) - If you withdrew money from your super fund through the COVID-19 early release of super program, you may be eligible to make re-contributions, that is excluded from the non-concessional contribution caps, back to your super. It is only necessary to choose to have a personal contribution treated as a COVID-19 re-contribution if the contribution amount - [Client Service Reception/Administration Support](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/client-service-reception-administration-support/) - Full time role with some flexibility to work from home one day a week. Salary is negotiable depending on experience. Client services reception and administration duties. Provide initial point of contact for clients. - [Lost or unclaimed super](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/lost-or-unclaimed-super/) - 'Lost' super is money held by superfunds where the member is either: uncontactable – you've changed your name, address or job, and your superfund loses contact with you, and your account hasn’t received a contribution or rollover for 12 months inactive – where a contribution or rollover has not been received in 5 years. At times, - [Xanthi Temelli](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/xanthi-temelli/) - [Asker Abrahim](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/asker-abrahim/) - [Monique Koutoufides](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/monique-koutoufides/) - [Jane Agirtan](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/jane-agirtan/) - [Nick Pantu](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/nick-pantu/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][/et_pb_column][/et_pb_row][/et_pb_section] - [Insurance planning for life’s unexpected events](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/insurance-planning-for-lifes-unexpected-events/) - Life can be unpredictable and sometimes unexpected events may lead to financial loss or hardship. This could include things like an injury or illness preventing you from returning to work, your home destroyed in a fire or the unfortunate passing of your spouse leaving you to care for your dependents and taking on all financial - [2024 end of financial year tax planning](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/2024-end-of-financial-year-tax-planning/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]As the end of the 2024 financial year draws closer, now is the perfect time to start thinking about ways to potentially reduce your taxes and implementing year-end tax planning strategies. We have put together a list - [Meaghan Cross](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/meaghan-cross/) - [Chris Pantu](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/chris-pantu/) - [ATO debt on hold notices](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/ato-debt-on-hold-notices/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]Please be aware the Australian Taxation Office can put a debt on hold if they determine it is uneconomical to pursue. This could be due to one of the following reasons: the age of the debt, the - [Anthony Dagala](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/anthony-dagala/) - [Importance of seeking professional advice for business owners](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/importance-of-seeking-professional-advice-for-business-owners/) - Whilst small businesses play a crucial role in the economy and can be incredibly rewarding for business owners to fulfill their business venture goals, there can also be many challenges and mistakes made along the way. From hiring the right staff, finding suitable suppliers and keeping up with competition to being on top of finance, - [Tax planning end of financial year checklist - 2023FY](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/taxplanningfy2023/) - With the end of the 2023 financial year approaching, we would like to draw your attention to some things worth considering as part of your year-end tax planning. Yes the notes within this newsletter are quite extensive however there is a lot for you to consider and take advantage of. Effective tax planning can help - [Lida Lu](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/lida-lu/) - [Vicky Ngo](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/vicky-ngo/) - [Michael Temelli](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/michael-temelli/) - [Accountant - Senior | Intermediate](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/accountant-senior-intermediate/) - [et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.18.0″ _module_preset=”default”][/et_pb_section] - [Due diligence when purchasing a business](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/due-diligence-when-purchasing-a-business/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”32px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]When considering to buy a business, it is essential to conduct due diligence to thoroughly investigate all aspects of it before making a binding decision to buy. The due diligence - [Record keeping for investment properties](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/record-keeping-for-investment-properties/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”32px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]When you own an investment property, it is important to keep records of all associated costs and expenses for the whole duration that you own the property. Good record keeping - [Changes to Queensland Land Tax Rules](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/changes-to-queensland-land-tax-rules/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]Changes to Queensland Land Tax Rules[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”32px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]From 30 June 2023, land tax for Queensland landowners will be calculated based on their Australia-wide landholdings. Queensland land tax payable will still be based - [Tax Planning End Of Financial Year Checklist - 2022 Financial Year](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/tax-planning-end-of-financial-year-checklist-2022-financial-year/) - With the end of the 2022 financial year approaching, we would like to draw your attention to some things worth considering as part of your year-end tax planning. As always, we are here to assist you. If you have questions about any of the strategies mentioned in this article, or you would like to explore - [Tax planning End of 2021 financial year checklist](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/tax-planning-end-of-2021-financial-year-checklist/) - [et_pb_section fb_built=”1″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_row _builder_version=”4.9.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.3″ _module_preset=”default” custom_padding=”||14px|||”][/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.9.0″ _module_preset=”default” custom_padding=”32px|||||”][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.3″ _module_preset=”default”]With the end of the 2021 financial year approaching, we would like to draw your attention to some things worth considering as part of your year-end tax planning. As always, we are here to assist you. - [Director Identification Number](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/director-identification-number/) - [et_pb_section fb_built=”1″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_row _builder_version=”4.9.0″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.3″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]Director Identification Number (Director ID) Overview[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.9.0″ _module_preset=”default” custom_padding=”32px|||||”][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.3″ _module_preset=”default”]As part of the new government program, Modernising Business Registers (MBR) introduced in 2020, there is a new requirement for all directors of a company to obtain a - [Indexation of Transfer Balance Cap](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/indexation-of-transfer-balance-cap/) - [et_pb_section fb_built=”1″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_row _builder_version=”4.9.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default”]Indexation of Transfer Balance Cap | New Online Services for Business Portal | Commercial Tenancy Relief Scheme extension reminder[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.9.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default”]Indexation of the general transfer balance cap The ATO has announced that from 1 July 2021, the general transfer balance - [What you should know about paying land tax](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/what-you-should-know-about-paying-land-tax/) - [et_pb_section fb_built=”1″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_row _builder_version=”4.9.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.3″ _module_preset=”default” custom_padding=”||14px|||”][/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.9.0″ _module_preset=”default” custom_padding=”32px|||||”][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.3″ _module_preset=”default”]Paying land tax in Victoria If you own property, either individually or with others, you may have to pay land tax. This could include property such as holiday homes, investment properties, commercial properties, vacant land. - [Janine Coolledge](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/janine-coolledge/) - [The Super Question – How much is enough?](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/the-super-question-how-much-is-enough/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_text _builder_version=”4.6.5″ _module_preset=”default”]The COVID-19 pandemic has significantly impacted the superannuation savings of most Australians. Firstly, the economic downturn resulted in investment markets heading south. Asset values have fallen, so superannuation balances have fallen, impacting both people saving for retirement and current retirees. The second trigger is the - [April updates to economic response, 20 April 2020](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/april-updates-to-economic-response-20-april-2020/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_text _builder_version=”4.6.5″ _module_preset=”default”]Since the JobKeeper payment was first introduced at the end of March 2020, there have been a number of updates and further announcements made in support of the Government economic response to COVID-19. These latest updates include: JobKeeper payment – Since first introduced, the Australian - [Sole Trader Support Fund](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/sole-trader-support-fund/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_text _builder_version=”4.6.5″ _module_preset=”default”]The Sole Trader Support Fund provides support to non-employing Victorian sole traders operating out of commercial premises or locations within specific sectors. The Fund offers eligible sole traders who are impacted by the Victorian COVID restrictions to receive a grant of $3,000 that can be - [David Gorman](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/david-gorman/) - [Claire Gill](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/claire-gill/) - [Jodi Pantu](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/jodi-pantu/) - [Kris Nedelkovski](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/kris-nedelkovski/) - [JobKeeper Payment Extension](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/jobkeeper-payment-extension/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column _builder_version=”4.6.5″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]On 21 July the Government announced the extension of the JobKeeper Payment for a further six months until 28 March 2021 and is targeting support to those businesses and not-for-profits who continue to be significantly impacted by the Coronavirus. This is a further - [Grants for Business Chambers and Trader Groups](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/grants-for-business-chambers-and-trader-groups/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column _builder_version=”4.6.5″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]As we gradually transition into COVID normal, Grants for Business Chambers and Trader Group are being provided to Victorian business chambers and trader groups to support their members to recovery. Grants of $10,000, $20,000 or $50,000 will be awarded to eligible groups through - [Further Government economic response – The JobKeeper Payment, 30 March 2020](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/further-government-economic-response-the-jobkeeper-payment-30-march-2020/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column _builder_version=”4.6.5″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]On 30 March 2020, the Australian Government announced a 3rd set of economic response to COVID-19 in addition to the initial two stimulus packages announced earlier in March 2020. The latest stimulus package to COVID-19 introduces a JobKeeper Payment which sees to benefit - [Initial Government economic stimulas package in response to COVID-19, 22 March 2020](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/initial-government-economic-stimulas-package-in-response-to-covid-19-22-march-2020/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column _builder_version=”4.6.5″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]Further to the Government’s initial economic stimulus package announced on the 12 March 2020, the Government has further announced a second set of measures on 22 March 2020 to help the economy withstand the impacts of Covid-19. This response will see financial support - [The Commercial Landlord Hardship Fund](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/the-commercial-landlord-hardship-fund/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column _builder_version=”4.6.5″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]The Commercial Landlord Hardship Fund has been created in recognition of small, private landlords who may not have the capacity to provide rent reductions to their tenants under the requirements of the Commercial Tenancy Relief Scheme. Read full article here.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] - [Melbourne Business Resilience Package](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/melbourne-business-resilience-package/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column _builder_version=”4.6.5″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]The Victorian Government will be delivering a $3 billion dollar support package in cash grants, tax relief and cashflow to Victorian businesses that have been most affected by COVID-19 to help them survive and keep Victorians in jobs. Read full article here[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] - [Planning for retirement?](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/planning-for-retirement/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column _builder_version=”4.6.5″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]3 Things to consider at each age.[/et_pb_text][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]Financial planning is a lifelong endeavour, and it’s important to be putting in place the strategies that suit your lifestyle, but with one eye on the future. As you move through different life - [Dimentia – A fact of life?](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/dimentia-a-fact-of-life/) - [et_pb_section fb_built=”1″ _builder_version=”3.22″][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column _builder_version=”4.6.5″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.6.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″] Dementia is not a single disease; it’s an all-encompassing term describing a range of symptoms. Dementia affects memory, perception, behaviour, language and personality. Alzheimers is the most common and well-known form of dementia. I am not going to attempt to outline the medical ## Pages - [Home](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/) - [et_pb_section fb_built=”1″ admin_label=”Hero Section” module_class=”css_ImageMotion_1″ _builder_version=”4.17.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”120deg” background_color_gradient_stops=”#000000 0%|rgba(0,0,0,0) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”#000000″ background_color_gradient_end=”rgba(0,0,0,0)” background_image=”https://primetimeadvisory.com.au/wp-content/uploads/architecture-1727807_1920.jpg” background_position=”bottom_right” height=”600px” height_tablet=”300px” height_phone=”200px” height_last_edited=”on|phone” max_height=”600px” custom_padding=”3%||10%|||” background_last_edited=”on|phone” background_size_phone=”cover” background_position_phone=”center” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://primetimeadvisory.com.au/wp-content/uploads/logo-IconOnly-PTA-20210111125200.png” alt=”Prime Time Advisory” title_text=”logo-IconOnly-PTA-20210111125200″ align=”center” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text disabled_on=”on|on|off” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”] Prime Time Advisory [/et_pb_text][et_pb_text disabled_on=”on|on|off” _builder_version=”4.16″ _module_preset=”default” - 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What personal data we collect and why we collect it Comments When visitors leave - [Accounting, Business Advisory and Taxation](https://ec2-13-54-44-88.ap-southeast-2.compute.amazonaws.com/accounting-business-advisory-and-taxation/) - [et_pb_section fb_built=”1″ module_class=”css_ImageMotion_2″ _builder_version=”4.17.4″ _module_preset=”default” background_image=”https://primetimeadvisory.com.au/wp-content/uploads/BSP-286829728-20210109115900.jpg” height=”500px” height_tablet=”300px” height_phone=”200px” height_last_edited=”on|phone” max_height=”500px” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”80%” custom_padding=”||17px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_font=”|||||on|||” header_text_align=”left” custom_margin=”||5px|||” header_text_align_tablet=”center” header_text_align_phone=”” header_text_align_last_edited=”on|desktop” header_font_size_tablet=”26px” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Accounting, Business Advisory and Taxation [/et_pb_text][et_pb_divider - 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